The Journal

Tax & accounting insight

Plain-English guidance for companies and private clients across the US, UK & UAE — 284 articles and growing.

How to set up payroll direct deposit - Tranzesta guide
Payroll & Employment Tax

How to Set Up Payroll Direct Deposit

How to set up payroll direct deposit: what you need from employees, the bank authorisation steps, and how to stay compli…

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W-4 form explained 2026 - Tranzesta guide
Payroll & Employment Tax

The W-4 Form Explained (2026)

The W-4 form explained for 2026: how withholding works step by step, how to avoid a surprise bill or a giant refund, and…

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How to deduct website costs - Tranzesta guide
Business Deductions

How to Deduct Website & Hosting Costs

How to deduct website and hosting costs: design, domains, hosting and maintenance – what you can expense now versus capi…

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EV tax credit for business 2026 - Tranzesta guide
Business Deductions

The EV Tax Credit for Business (2026)

The commercial EV tax credit for 2026: how businesses can claim a credit on qualifying electric vehicles, and the rules …

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How to deduct software subscriptions - Tranzesta guide
Business Deductions

How to Deduct Software Subscriptions

How to deduct software subscriptions: which SaaS tools are deductible business expenses, how to categorise them, and rec…

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Married filing jointly vs separately - Tranzesta guide
Tax Planning & Retirement

Married Filing Jointly vs Separately

Married filing jointly vs separately: how each status affects your tax, and the situations where filing separately can a…

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QSBS Section 1202 exclusion - Tranzesta guide
Tax Planning & Retirement

QSBS: The Section 1202 Stock Exclusion

QSBS and the Section 1202 exclusion: how qualified small business stock can let founders and early investors exclude cap…

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De minimis safe harbor election - Tranzesta guide
Business Deductions

The De Minimis Safe Harbor Election

The de minimis safe harbor election: how to expense low-cost equipment immediately instead of depreciating it, and the d…

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How to deduct business insurance - Tranzesta guide
Business Deductions

How to Deduct Business Insurance

How to deduct business insurance: which policies are deductible, how to claim them, and the rules for self-employed heal…

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Wash sale rule explained - Tranzesta guide
Tax Planning & Retirement

The Wash Sale Rule Explained

The wash sale rule explained: how buying back a security within 30 days disallows your loss, and how to harvest losses w…

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Solo 401k contribution limits 2026 - Tranzesta guide
Tax Planning & Retirement

Solo 401(k) Contribution Limits 2026

Solo 401(k) contribution limits for 2026: employee and employer portions, catch-up rules, and how the self-employed can …

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How to prepare for a tax audit - Tranzesta guide
IRS & Tax Resolution

How to Prepare for a Tax Audit (and Survive It)

How to prepare for a tax audit: what triggers one, the records to gather, how to respond to the IRS, and how to come thr…

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Vehicle depreciation for business - Tranzesta guide
Business Deductions

Vehicle Depreciation for Business: The Rules

Vehicle depreciation for business: how to depreciate a business vehicle, the luxury-auto limits, bonus depreciation and …

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How to set up a SEP-IRA - Tranzesta guide
Tax Planning & Retirement

How to Set Up a SEP-IRA (Self-Employed)

How to set up a SEP-IRA: the simple, high-limit retirement plan for the self-employed – eligibility, contribution rules …

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Crypto gifts and donations tax - Tranzesta guide
Cryptocurrency Tax

Crypto Gifts & Donations: Tax Rules

Crypto gifts and donations: how gifting cryptocurrency and donating it to charity are taxed, and the records you need to…

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First-year estimated taxes - Tranzesta guide
Tax Planning & Retirement

Estimated Taxes in Your First Year of Business

Estimated taxes in your first year of business: why you owe them, how to estimate with no prior-year return, and how to …

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How to track business expenses - Tranzesta guide
Bookkeeping & Accounting

How to Track Business Expenses (Systems & Apps)

How to track business expenses: simple systems, apps and habits to capture every deduction and keep clean, audit-ready b…

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Multi-state taxes for remote workers - Tranzesta guide
Payroll & Employment Tax

Multi-State Taxes for Remote Workers

Multi-state taxes for remote workers: how living in one state and working for a company in another affects what you owe,…

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R&D tax credit for startups - Tranzesta guide
Tax Planning & Retirement

The R&D Tax Credit for Startups (US)

The R&D tax credit for startups: how qualifying US startups can offset payroll taxes, what activities qualify, and …

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Foreign gift reporting Form 3520 - Tranzesta guide
International & Expat Tax

Foreign Gifts & Form 3520: What to Report

Foreign gifts and Form 3520: when US persons must report large gifts or inheritances from abroad, and the penalties for …

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Crypto tax software guide - Tranzesta guide
Cryptocurrency Tax

Crypto Tax Software: Do You Need It?

Crypto tax software vs doing it manually: when you need it, what it does, and how to keep accurate crypto records either…

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Per diem rates explained - Tranzesta guide
Business Deductions

Per Diem Rates Explained for Business Travel

Per diem rates explained: how to use IRS per diem for business-travel meals and lodging instead of tracking every single…

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Tax deductions for real estate agents - Tranzesta guide
Real Estate Tax

Tax Deductions for Real Estate Agents

Tax deductions for real estate agents: the mileage, marketing, home office, fees and more that agents can legitimately c…

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Nanny tax household employees - Tranzesta guide
Payroll & Employment Tax

Nanny Tax: Household Employee Rules Explained

Nanny tax explained: when a household worker is your employee, the payroll and taxes you owe, and how to stay compliant.…

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